To drive adoption of GrabFin by positioning it as a trusted, Shariah-compliant financial solution through localisation and personalised advisory support for Indonesian driver partners
To strengthen water resilience by proposing a Fifth National Tap using solar hydropanels and smart pricing, delivering a low-carbon, community-driven solutions for safe, affordable and sustainably managed water for all.
To redesign patient hygiene care by introducing MediWash, a modular bedside shower system that allows single-nurse operation, reduces infection risks, and enhances patient dignity in response to Singapore’s ageing population and nurse shortages.
Key Strategic Initiatives:
✅ Position GrabFin as a trusted Shariah-compliant provider through formal certification and Islamic-aligned loan offerings.
✅ Launch GrabConsult, a call centre to aid financial literacy, customer assurance, and loan repayment outcomes.
✅ Project a 20% drop in delinquency rates, preventing over 240,000 defaults annually at scale.
✅ Partner with respected bodies like Muhammadiyah and UIN Jakarta to enhance credibility and outreach.
✅ Deploy targeted digital campaigns with Islamic endorsements to boost user trust and adoption.
✅ Target 10% of Indonesia’s informal lending market within a year, engaging 3M+ users with profitable growth.
✅ Propose Singapore’s potential 5th National Tap through solar-powered hydropanels, tapping into clean, decentralised water sources suited for local climate.
✅ Mapp out a step-by-step national plan to roll out hydropanels by 2060, aiming to contribute 20% of the country’s water supply.
✅ Introduce smart water meters and a mobile app to give users real-time feedback, encouraging responsible water use and reducing peak-time consumption.
✅ Introduce AquaEquitySG™, a shared ownership model that enable residents to co-invest in rooftop hydropanels and benefit from harvested water.
✅ Supported recommendations with global case studies and local pilot data, showing strong potential to reduce household demand and reliance on energy-heavy desalination.
✅ Aligns fully with Singapore Green Plan 2030 and UN Sustainable Development Goals to ensure long-term resilience, affordability, and environmental sustainability.
✅ Launch MediWash, a mobile in-bed shower bed system enabling dignified hygiene care without the need to move patients to shared toilets.
✅ Reduce showering time by up to 20 minutes per patient, cutting manpower from 2–3 nurses to just 1, improving shift efficiency and reducing nurse burnout.
✅To Minimise infection and fall risks through splash-proof design, secure patient transfer mechanism, and in-situ hygiene delivery.
✅ Position as a cost-effective, scalable solution less than SGD $1.2K to enhance existing hospital beds without investing in full smart beds.
✅ Align with national healthcare goals for eldercare and contact-minimising infrastructure post-COVID, offering immediate pilot potential in public hospitals, hospices, and eldercare homes.
✅ Support long-term care sustainability by addressing Singapore’s 2030 “1 in 4 elderly” demographic and global WHO trends on decentralised patient care.

[Professor Paolo, May 2025, ‘Engineering Innovation Design’ class @ NTU]
Pin Yuan was a dedicated and insightful student for MA2079: Engineering Innovation Design Project. He demonstrated solid technical fundamentals, critical attention to details, and contributed well-reasoned design insights. His proactive effort to improve his AutoCAD skills and learn 3D printing showed a strong commitment to growth. His curiosity, discipline, and adaptability were clearly evident throughout the course, earning him a well-deserved A grade. This highlights his strong potential for future contributions in complex, interdisciplinary settings.